Indulging in a car accident is an unfortunate situation but getting the denial of car insurance claim is something unbearable. Firstly, it is essential that whenever you apply for car accident insurance, you are thoroughly reading the terms and conditions and asking all the vital questions to your insurers. Secondly, keep the track record of any change in the policy. While some do adhere to every aspect to the core, some avoid important clauses in the document. Thus, get in the trouble like “car insurance claim denial”.
However, there are most people, who can’t even get to know why their insurance claim has been denied. Hence, there are unable to fight against insurers for their claim. In such case, a well-versed car accident lawyer can help you to get your full claim for the accident. A car accident lawyer handles your case by analyzing each and every situation thoroughly to put the strong argument front forward.
Let’s take a look at some of the reasons for the denial of a car accident insurance claim.
You have avoided the accident
You might have felt the current situation is not that much wrath to consider or there might be some another reason to avoid the accident. But, you have avoided the situation, that will lead to the insurance denial. This also includes some other factors such as drunk driving, unlicensed driving, and many more .in such situation, you need to talk to your car accident lawyer to get the better and effective consultancy.
No complaint or medical treatment for the injury
It can be possible that you have avoided the injury during the car accident wreck considering a minor injury and later you are diagnosed with severe disease due to the accident. In this case, if you wish to claim the insurance, the insurer may argue about your case as you have not a complaint or get the medical treatment immediately. So, it is good, the moment you got hurt in the accident, the medical papers and authority report to claim the insurance.
Medical shows no sign of injury
There can be another case where you go for medical checkups and get the medical bills immediately, but reports do not show any injury or fatal condition in the body. In such a situation you can face a car accident insurance claim denial. Here, you will need a knowledgeable car accident lawyer who can prove your point emphatically.
Already existed damage condition
If your car or you have any pre-existed fatal condition, n insurer may argue the situation and can deny any insurance claim against that. On the contrary, if you have got the severe injury, it is likely to get some nominal compensation, but still, you have to prove the level of pre-existed injury condition.
Getting a car insurance policy is extremely important in order to accommodate the unpredictable future mishaps, but keeping an eye on the plan is must get the claim. Although sometimes insurance companies do come shady, a car accident lawyer with comprehensive legal experience can help you to get your insurance claim.